UDL Mortgage - Elite Partner Program
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Turn More Clients into Closed Deals

Win More Listings & Buyers with the
Elite Partner Program (EPP)

Stand out in your market

With UDL Mortgage’s Elite Partner Program (EPP), your buyers can receive a 2% credit back at closing, up to $20,000 in savings. That’s a unique benefit only our partner agents can offer their clients.

Partner With Us Today

Let’s Be Real… Competition
is tough.

Every agent is fighting to win listings and get buyers under contract. In a crowded market, standing out isn't just an advantage—it's a necessity.

Realtor helping a couple with their new home

So How Do You Stand Out
From The Next Realtor?

By giving your clients something nobody else can!

Elite Partner Program

At UDL Mortgage, we’re the only mortgage company that offers the Elite Partner Program. It gives your buyers up to 2% of the loan amount in credit back at closing — real money, real impact. And when your clients win, you win:

More Offers Accepted

More Deals Closed

More Referrals Won

Does this sound like you?

Tired of competing with agents who undercut on commission?

Want an edge that makes buyers choose you over the next agent?

Looking for a lender partner who actually helps you grow your business?

If so, the Elite Partner Program was built for you.

How the Elite Partner Program Works

It's simple. The higher the loan amount, the more cash back your clients receive at closing. Here are a few examples:

$300,000 Loan

$6,000 Credit Back

$400,000 Loan

$8,000 Credit Back

$500,000 Loan

$10,000 Credit Back

$750,000 Loan

$15,000 Credit Back

That’s cash back at closing your clients can use for closing costs, upgrades, or moving expenses.

Book Your Free EPP Eligibility Check

Check your eligibility for the Elite Partner Program and see how much you could save with 2% loan credit back at closing.

Why Realtors Love Partnering with EPP

Here’s why we stand out from the rest.

Unique Selling Point

Offer clients something other agents can’t.

Close Faster

Buyers with extra cash at closing are more confident and motivated.

Boost Referrals

Happy clients = more reviews, more repeat business.

Zero Extra Work

You sell homes. We handle the financing and the credits.

Who Is This Perfect For?

Buyer’s agents who want to attract more clients

Listing agents looking for an irresistible marketing hook

Realtors building long-term referral pipelines

Teams & brokerages that want a proven competitive advantage

Real Success Stories, Real Results

See how the Elite Partner Program has helped families save thousands at closing.

“Clear to Close a week and a half ahead of schedule.”

"I recently referred a buyer of mine to UDL. My client was extremely happy with the process. Mariah did a great job of keeping them informed all the way through the transaction. They got a great interest rate and were Clear to Close a week and a half ahead of schedule."

Jim Wallace

“She made the experience extremely smooth from start to finish.”

"I recently purchased a home using Shane Vanderleelie as my realtor, and the lending company was UDL. I had the pleasure of working with Mariah Lee throughout the loan process. She made the experience extremely smooth from start to finish and always handled any of my questions or concerns in a timely manner. I highly recommend both of them for anyone in the market to purchase a home."

Toni Charette

“My $9,000 in credits covered moving costs and furniture.”

"As a first-time buyer, every dollar mattered... thanks to EPP, I received $9,000 in credits. That covered my moving costs, helped me furnish my new place, and even gave me a cushion in my savings account."

David R.

Brian Livingston

Hi, I’m Brian Livingston

I’ve spent over 20 years helping families achieve homeownership with smarter, more affordable mortgage solutions. My mission is to make buying a home simple and cost-saving for every client.

  • Over $35 billion in funded loans across all market cycles
  • Trusted leader at top lenders nationwide
  • Creator of the Elite Partner Program (EPP), giving borrowers a guaranteed 2% closing credit
(813) 625-9622 | NMLS #432379

Frequently Asked Questions

About UDL Mortgage

UDL Mortgage is an extension of United Direct Lending, built to bring innovative mortgage solutions directly to today’s homebuyers. Our flagship offering is the Elite Partner Program (EPP) — a unique benefit that gives qualified borrowers a guaranteed 2% credit at closing. This means thousands of dollars back in your pocket, making homeownership more affordable and stress-free. With the backing of United Direct Lending’s experience and trusted reputation, UDL Mortgage is committed to helping families save more and move forward with confidence.

How do I introduce EPP to clients?

Simple — let us provide you with a custom marketing kit. Just mention that your clients can get up to 2% back at closing with UDL Mortgage.

Does this cost me or my brokerage anything?

No. Zero fees. It’s a built-in program.

Can I co-market EPP?

Yes! We provide co-branded materials you can use in buyer consultations, listing presentations, and social media.

How do I become an EPP Partner Realtor?

Book a free consultation with us today, and we’ll set you up with everything you need.

Stop Competing, Start Winning.

The agents with the best tools close the most deals. EPP is your edge in today’s market.